This is part of the Sovereign Canadian Expat Living series, where I work through what actually living in another country buys a Canadian – what it costs, and for which chapter of life it’s worth doing. This is personal documentation and analysis, not immigration, tax, legal or financial advice. Rules here change fast; verify current figures with primary sources before you act on anything.
There’s a version of Portugal that lives in expat YouTube videos and relocation-agency blog posts, and it goes roughly like this: cheap Lisbon apartments, ten years of near-zero tax under NHR, buy a place and get a Golden Visa, five years to an EU passport, everyone speaks English, the sun always shines, and healthcare is free. Move abroad, pay nothing, live like it’s a permanent vacation.
There was enough truth underneath that pitch to make it extraordinarily persuasive, somewhere between about 2015 and 2022.
Continue reading